Guides (Qatar)
Updated
Loan limits: citizens vs residentsHow much, how long and how much of your salary — QCB's limits for Qataris and residents.Loan fees QCB allowsWhat a bank may charge on a loan in Qatar — and the rule that says nothing but interest.Qatar home finance rulesHow much may be financed, for how long, and how much of your salary.Foreign buyers in QatarWhere non-Qataris may buy, residency through property, and what it costs.QCB rates explainedThe deposit, lending and repo rates — and how the lending rate caps your loan.
Calculators
Home: costs of buyingOnce, on the day you buy: down payment, the 0.25% registration fee, mortgage registration, broker and bank.Personal loan: calculatorInstalment (EMI), interest, the real yearly rate — and the QCB caps on rate, amount, term and salary.EMI & interest calculatorWhat an EMI is, the formula and a worked example in QAR — and the interest your savings earn, simple or compound.Credit card: the minimum payment trapHow long paying only the minimum takes, what it costs, and the 1%-a-month cap.Credit card: how much limit can I get?QCB's cap of 2× your net total salary, and what the 50% / 75% salary limits leave room for.Car loan: calculatorInstalment, real yearly rate, the 80% limit for residents and the running costs.Car: zero down paymentWhat nothing down really costs — and why residents can't get it from a bank against salary.Car: 0% finance or cash discount?The interest hidden in the cash discount you give up for 0% car finance.Home: monthly home finance paymentYour instalment, how much a bank may finance (80 / 75 / 70%), the longest term and the salary limit.Buy to let: rental yield and ROIGross yield, net yield, return on your own cash and profit if you sell.Home: rent or buy?Your rent against buying, with every cost and your own guesses side by side.Any loan: paying off earlyWhat you settle with, the interest you save, and the two QCB fee rules.Any loan: how much can I borrow?Your maximum personal, car or home finance under the QCB limits for citizens and residents.
Not a valid document. Estimate for information only — not financial advice, not an offer of credit and not a bank document. Errors are possible. Only your bank's or finance company's official offer letter, contract and statements are binding.