Sources for every rule on our Oman pages
Updated
Every number on our Oman pages comes from a rule with its source and the date we last checked it. This page lists those source documents, grouped by the page that uses them. A source that is not an official page is labelled as an estimate. The rules themselves, word for word, are in the “Sources” box at the bottom of each page.
Not a valid document. Estimate for information only — not financial advice, not an offer of credit and not a bank document. Errors are possible. Only your bank's or finance company's official offer letter, contract and statements are binding.
Loan calculator Oman: personal, car and housing loans
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 7 rules, checked 2026-10-11 to 2026-10-19
e.g. CBO ceiling on the interest (or profit) rate of housing loans, personal …
Costs of buying a home in Oman
- mjla.gov.om › legislation/download.php?file=1100 — 2 rules, checked 2026-10-11
e.g. Ministry of Housing and Urban Planning fee to register a sale (or gift) to a … - gov.om › get-title-deed-based-on-sale-contract — 6 rules, checked 2026-10-19
e.g. Registering a sale with the Ministry of Housing and Urban Planning: request … - mjla.gov.om › download.php — 1 rule, checked 2026-10-12
e.g. Beneficiaries of the state housing-assistance programme are exempt once from … - cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 8 rules, checked 2026-10-11 to 2026-10-19
- tms.taxoman.gov.om › tax-rate — 1 rule, checked 2026-10-19
e.g. VAT in Oman: 5% basic rate on most goods and services. - tms.taxoman.gov.om › 9cbe8926-066b-d48d-2b7f-14f41b4c19a8 — 1 rule, checked 2026-10-12
e.g. Exempt from VAT: resale of residential property, rental of property for …
Housing loan calculator (Oman)
- gov.om › get-title-deed-based-on-sale-contract — 3 rules, checked 2026-10-19
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 21 rules, checked 2026-10-11 to 2026-10-19
- tms.taxoman.gov.om › personal-income-tax-faqs — 3 rules, checked 2026-10-19
e.g. Personal income tax (Royal Decree 56/2025) starts on 1 January 2028. - tms.taxoman.gov.om › -56_2025-1 — 1 rule, checked 2026-10-11
e.g. From 2028, interest (or Islamic financing cost) on a loan to build or buy …
Personal loan calculator Oman: EMI, interest and CBO caps
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 21 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… — 8 rules, checked 2026-10-12
e.g. Finance and leasing companies may give individuals personal loans without … - cbo.gov.om › viewCircular.aspx — 6 rules, checked 2026-10-12
e.g. CBO does not cap the interest rates of finance and leasing companies, unlike …
Rental yield and ROI calculator (Oman)
- mjla.gov.om › legislation/download.php?file=1100 — 2 rules, checked 2026-10-11
- gov.om › get-title-deed-based-on-sale-contract — 6 rules, checked 2026-10-19
- mjla.gov.om › download.php — 1 rule, checked 2026-10-12
- tms.taxoman.gov.om › 9cbe8926-066b-d48d-2b7f-14f41b4c19a8 — 1 rule, checked 2026-10-12
- mm.gov.om › Page.aspx — 1 rule, checked 2026-10-19
e.g. Muscat Municipality lease registration fee: 3% of (monthly rent × months of … - mm.gov.om › ServiceDetails.aspx — 2 rules, checked 2026-10-19
e.g. The landlord (lessor) pays the lease registration fee (Muscat Municipality … - mjla.gov.om › 1098 — 1 rule, checked 2026-10-11
e.g. Royal Decree 12/2025 (in force mid-2025) set up rental-dispute committees … - cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 9 rules, checked 2026-10-11 to 2026-10-19
- tms.taxoman.gov.om › personal-income-tax-faqs — 4 rules, checked 2026-10-19
- api.ncsi.gov.om › inflation_1783836579.pdf — 1 rule, checked 2026-10-11
e.g. Official consumer prices, housing, water, electricity and fuel group: −0.6% … - api.ncsi.gov.om › monthly_statistical_bulletin__september_2026_… — 1 rule, checked 2026-10-11
e.g. Official residential real-estate price index: +24.6% in the year to Q2 2026 …
Rent or buy in Oman?
- mjla.gov.om › legislation/download.php?file=1100 — 2 rules, checked 2026-10-11
- gov.om › get-title-deed-based-on-sale-contract — 6 rules, checked 2026-10-19
- mjla.gov.om › download.php — 1 rule, checked 2026-10-12
- tms.taxoman.gov.om › 9cbe8926-066b-d48d-2b7f-14f41b4c19a8 — 1 rule, checked 2026-10-12
- mm.gov.om › Page.aspx — 1 rule, checked 2026-10-19
- mm.gov.om › ServiceDetails.aspx — 2 rules, checked 2026-10-19
- mjla.gov.om › 1098 — 1 rule, checked 2026-10-11
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 8 rules, checked 2026-10-11 to 2026-10-19
- api.ncsi.gov.om › inflation_1783836579.pdf — 1 rule, checked 2026-10-11
- api.ncsi.gov.om › monthly_statistical_bulletin__september_2026_… — 1 rule, checked 2026-10-11
- tms.taxoman.gov.om › personal-income-tax-faqs — 3 rules, checked 2026-10-19
- tms.taxoman.gov.om › -56_2025-1 — 1 rule, checked 2026-10-11
Car loan EMI calculator (Oman): instalment, down payment and CBO's 6% cap
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 17 rules, checked 2026-10-11 to 2026-10-19
- rop.gov.om › Vehicle_Registration_renewal.aspx — 5 rules, checked 2026-10-19
e.g. Royal Oman Police yearly registration renewal, private vehicle under 3 … - rop.gov.om › VehicleOwnershipTransfer.aspx — 1 rule, checked 2026-10-19
e.g. Royal Oman Police ownership transfer fee: OMR 5. - tms.taxoman.gov.om › tax-rate — 1 rule, checked 2026-10-19
- customs.gov.om › import-of-used-vehicles-motorcycles-and-class… — 6 rules, checked 2026-10-12
e.g. Oman Customs: a used private vehicle may be imported if it is less than 7 … - customs.gov.om › DutyCalculator.xhtml — 3 rules, checked 2026-10-14
e.g. Oman Customs' official Duty Calculator charges 5% customs duty (ad valorem) …
Zero down payment car loan in Oman: what it really costs
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 12 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… (1) — 8 rules, checked 2026-10-12
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… (2) — 6 rules, checked 2026-10-12
- cbo.gov.om › viewCircular.aspx — 5 rules, checked 2026-10-12
e.g. Banks may advertise personal loans but may not offer prizes or incentives, …
0% car finance or the cash discount? (Oman)
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 11 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › viewCircular.aspx — 5 rules, checked 2026-10-12
Credit card minimum payment calculator (Oman)
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 9 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › viewCircular.aspx — 1 rule, checked 2026-10-12
How much credit card limit can I get in Oman?
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 13 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › viewCircular.aspx — 1 rule, checked 2026-10-14
- cbo.gov.om › BM 1184 dt. 29.12.2021 - FCPRF.pdf — 3 rules, checked 2026-10-14
e.g. CBO sets no minimum payment for credit cards; the card statement must show …
Early settlement calculator (Oman)
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 8 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… — 8 rules, checked 2026-10-12
- cbo.gov.om › viewCircular.aspx — 6 rules, checked 2026-10-12
How much can I borrow in Oman? Loan eligibility and DBR calculator
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 19 rules, checked 2026-10-11 to 2026-10-19
Loan limits in Oman: salaried vs pensioners
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 21 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… — 8 rules, checked 2026-10-12
- cbo.gov.om › viewCircular.aspx — 6 rules, checked 2026-10-12
Loan fees in Oman: what CBO allows
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 13 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… (1) — 8 rules, checked 2026-10-12
- cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… (2) — 6 rules, checked 2026-10-12
- cbo.gov.om › viewCircular.aspx — 5 rules, checked 2026-10-12
Oman housing loan rules: 90% of the value, 25 years, 6% ceiling
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 17 rules, checked 2026-10-11 to 2026-10-19
- mjla.gov.om › legislation/download.php?file=1100 — 3 rules, checked 2026-10-11 to 2026-10-12
- gov.om › get-title-deed-based-on-sale-contract — 6 rules, checked 2026-10-19
- mjla.gov.om › download.php — 1 rule, checked 2026-10-12
- tms.taxoman.gov.om › personal-income-tax-faqs — 1 rule, checked 2026-10-19
Oman income tax 2028: who pays, the rules, and what it means for homeowners
- tms.taxoman.gov.om › personal-income-tax-faqs — 7 rules, checked 2026-10-19 to 2026-10-20
- tms.taxoman.gov.om › -56_2025-1 — 13 rules, checked 2026-10-11 to 2026-10-20
- tms.taxoman.gov.om › 9cbe8926-066b-d48d-2b7f-14f41b4c19a8 — 1 rule, checked 2026-10-12
- tms.taxoman.gov.om › tax-rate — 1 rule, checked 2026-10-19
- tms.taxoman.gov.om › personal-income-tax-law-and-regulation — 1 rule, checked 2026-10-20
e.g. The executive regulations, which set several of the conditions (deductions, …
CBO interest rate ceiling explained
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 6 rules, checked 2026-10-11 to 2026-10-19
- cbo.gov.om › 777 — 1 rule, checked 2026-10-11
e.g. The CBO repo rate is 4.50% (raised from 4.25% with effect from 17 September … - cbo.gov.om › pages/viewCircular.aspx?file=/sites/assets/Do… — 1 rule, checked 2026-10-12
- cbo.gov.om › viewCircular.aspx — 1 rule, checked 2026-10-12
Islamic finance in Oman: murabaha, ijarah and diminishing musharaka
- cbo.gov.om › IBRF.pdf — 9 rules, checked 2026-10-19
e.g. Islamic banks, Islamic branches and Islamic windows of conventional banks in … - cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 14 rules, checked 2026-10-11 to 2026-10-19
- mjla.gov.om › download.php — 1 rule, checked 2026-10-12
EMI and interest calculator (Oman)
- cbo.gov.om › 2025-02-13 BM 1213 Annexure to Master.pdf — 4 rules, checked 2026-10-11 to 2026-10-19